Octopode Life & Legacy Referral Cruise Contest
Win a Cruise for Two—Just for Referring a Friend!
Share the gift of insurance education and set sail on us. Refer someone who could benefit from guidance on money, legacy, and long-term planning—and you could earn a cruise for two.
Quick details: No purchase necessary. Open to Octopode Life & Legacy clients and guests ages 25–55. See rules below for full eligibility and dates.
How the Cruise Contest Works
You refer a friend, family member, or colleague.
We invite them to a no-pressure life, disability, or annuity education conversation.
Each qualified referral equals one entry into the cruise drawing.
The winner receives a cruise for two—on us.
Win a Free Cruise for Two!
Refer a friend to Octopode Life & Legacy — share financial peace of mind and enter to win a getaway.
Takes less than 2 minutes. You’ll share your info and your referral’s contact details so we can invite them to a complimentary financial education session.
How It Works
Step 1: Refer a Friend
Share your referral using our secure form.
Step 2: We Connect
We reach out to your referral for a friendly conversation.
Step 3: Earn Entries
Each qualified referral earns one entry toward the cruise drawing.
Rules & Disclosures
Short summary: Open to eligible U.S. residents. No purchase required. See full rules for details.
Referrals must be new to Octopode Life & Legacy
No purchase necessary
Winner chosen by the individual the the highest amount of points (minimum of 12 points)
Prize: cruise for two — travel dates and itinerary subject to terms
Octopode Connector Form
Your Referral Helps Build Stronger Financial Foundations
Trust-Based Growth: Referrals are the highest compliment we can receive, showing that you trust us to help those you care about.
Community Impact: Each referral helps us expand our mission to improve financial literacy and empower more people to achieve financial confidence.
Personalized Service: Referred clients often come with a strong sense of trust, allowing us to build meaningful, long-lasting relationships from day one.
Sustainable Business: Referrals help us grow organically, so we can focus on delivering exceptional service instead of spending resources on advertising.
Shared Success: When you refer someone, you’re not just helping them—you’re contributing to a community built on support, education, and positive change.
Share & Increase Your Chances
Share Financial Wisdom. Earn Cruise Entries.
This contest is our way of saying thank you for helping more people make confident decisions about their money, their families, and their legacy.
Step 1
Tell Us Who to Invite
Use the referral form below to share your contact info and your referral’s name, email, and phone number.
Step 2
We Schedule a Conversation
We’ll reach out to your referral for a friendly, no-obligation insurance education meeting to explore their goals and questions.
Step 3
Earn Entries & Watch for the Winner
Each qualified referral becomes one entry in our drawing. We’ll notify the winner directly and share the news with participants.
Contest Overview
The Octopode Life & Legacy Referral Cruise Contest rewards you for connecting people you care about with financial education and support.
- Prize: Cruise for two (details and itinerary provided to the winner).
- Who can enter: Clients and invited guests of Octopode Life & Legacy ages 25–55.
- How to enter: Submit referrals using the form on this page.
- Entry method: One (1) entry per qualified referral.
- No purchase necessary: Referrals and participants are not required to become clients.
Key Contest Rules (Summary)
Referrals must be new to Octopode Life & Legacy (not existing clients).
A “qualified referral” is someone who completes a scheduled financial education meeting with our team.
Each qualified referral equals one entry into the cruise drawing.
1 Point for an individual
3 Points for a couple
5 points for a family
Contest dates, drawing date, and travel dates will be communicated directly to participants.
The cruise prize is non-transferable and may not be redeemed for cash.
Winner is responsible for any applicable taxes and additional travel costs not included in the prize.
We will not share or sell your or your referral’s contact information outside Octopode Life & Legacy.
Full official rules are available upon request.
Questions about eligibility or details? Reach out to Spencer at [email protected] or call 214-299-8200.
Your 2-Minute Entry
Refer Now to Enter the Cruise Drawing
Complete the secure form to share:
- Your name, email, and phone number
- Your referral’s name
- Your referral’s email and phone number
- Optional notes about how we can best serve them
We’ll reach out to your referral with care and professionalism, and we’ll never pressure them to become a client.
Privacy note: Contact information is used only to coordinate your referral’s education session and the contest.
Referral Entry Form
Please complete all required fields so we can properly credit your entry.
Fields typically included: Your name, email, phone; referral’s name, email, phone; and an optional notes field.
What Clients Say About Octopode Life & Legacy
Our conversations are designed to be clear, calm, and genuinely educational—no jargon, no pressure.
“Spencer helped us finally put a plan around our money and our legacy that actually made sense. I’ve already referred three friends because the conversations are that helpful.”
— Amanda R., age 39
“We walked away with a clearer picture of our future and zero pressure to make decisions on the spot. It felt like a workshop, not a sales pitch.”
— David & Lena S., ages 42 & 40
“I was nervous talking about money. Spencer made it simple, judgment-free, and even enjoyable. I’d feel good sending any friend or family member to him.”
— Marcus L., age 35
Frequently Asked Questions
If you’re wondering how the contest works—or how we’ll treat your referrals—these answers will help. You can always contact Spencer directly with additional questions.
Does my referral have to become a client for my entry to count?
No. Your entry is based on a qualified referral, which means your referral completes a scheduled financial education meeting with us. They do not need to become a client for your entry to be valid.
Can I submit more than one referral?
Yes. You can submit multiple referrals. Each qualified referral equals one entry into the cruise drawing, subject to any limits that may be described in the official rules.
Who is a good person to refer?
We recommend referring friends, family members, or colleagues ages 25–65 who are curious about; life, disability, and or annuities. Who are thinking about legacy and family support.
How will you contact my referral?
We’ll reach out by email or phone to introduce ourselves, let them know you referred them, and offer a complimentary, no-pressure insurance education meeting. If they aren’t interested, we respect that and will not continue to contact them.
How will I know if I won the cruise?
After the contest period ends, we’ll conduct the tally up your referrals and notify the winner directly using the contact information provided. We may also share a general announcement with participants.
Is there any cost to participate?
No. There is no cost to submit referrals or to attend an education meeting. Standard travel terms and any applicable taxes for the prize will apply to the winner.
Need to Talk It Through First?
If you’re not sure who to refer—or you have questions about how the contest works—reach out directly. Spencer is happy to walk you through it.
- Email: [email protected]
- Phone: 214-299-8200
You can also mention the Referral Cruise Contest in the subject line so we can prioritize your question.
Quick Reminder
- No purchase is required to enter.
- Each qualified referral earns an entry.
- We handle every conversation with care.
Octopode Life & Legacy
Helping individuals and families make confident, values-driven financial decisions—today and for generations to come.
© 2026 Octopode Life & Legacy. All rights reserved.